How To Start A Business At Home On The Tiny Budget

In this post, I want to share with you the best way to start a home based business that can grow from partial to full income in several years, without the need to break a savings account. You’ll need the willingness to learn, persistence and time. Read on to check if this is the right opportunity for you.

Why do you want to start a business from home?

There could be many reasons to start a business at home. Maybe your full-time job doesn’t bring enough money or you don’t enjoy what you’re doing. Perhaps you want to spend more time with your loved ones and are looking for a more flexible way to make a living.

Even if your current job pays well and the boss adores you, you might have realized by now that there is nothing certain in the life of an employee. Absolutely anyone can encounter unexpected layoff or, God forbid, serious health issues or another family-related emergency.

Don’t rely on the employer to care for your changing needs. Chances are they will have to move on from you as everyone can be replaced by a cheaper or a better worker.

These are all legitimate reasons to look for additional income that is independent of the job market. But what path should you take?

What business is right for you?

First of all, let’s make it clear: there is no way to become rich without investing your own money, time, effort or skills. If anyone offers you fast cash, run away immediately – it’s a SCAM, especially if it mentions binary options or bitcoin. You can read more about binary options fraud in my post on this site.

Scam binary offer on Facebook
binary options fraud on Facebook

The rule is very simple: if a person could make as much money as advertised every week, he would never bother to nudge strangers on Facebook to join him.

Here is just one sample of such an offer: invest $300 and make $4,790 weekly, meaning multiplying the initial deposit by 15(!) every week. Any financial advisor will tell you it’s impossible. But let’s do a quick calculation:

Week one: $300*15 = $4,500

Week two: $4,500*15 = $67,500

Week three: $67,500*15 = $1,012,500

Do you think anyone being able to make $1 million dollars in 3 weeks is going to chase people on Facebook?

Please, don’t let the scammers fool you.

Now I want to ask you a few questions, to better understand what fits you best.


No effort, low-income potential options

Are you just looking to make several hundred bucks a month without investing any money or having to learn new skills?

In this case, you don’t really need a business. You can use Extra Income websites that will pay you for doing simple tasks in your spare time. Some examples of “get paid for” sites are Inbox Dollars, Swagbucks, Cash Crate and more. The most popular tasks are doing surveys, watching videos or searching the web.


Are you a natural salesperson? Try Multi-Level Marketing

Are you an extrovert who likes talking to people and possesses a superior persuasion power to sell ice to Eskimos? Then maybe you should pursue some Multi-Level Marketing programs (usually referred to as MLMs). I assume you don’t want to scam other people and recruit them into programs without any real value. Therefore, you’ll need to do some research to find MLMs that offer quality products and generous recruiting commissions. Usually, you will need more than one program to make a noticeable amount of money.

These are all legit options but the income from them is limited.


Start a real business with unlimited potential that works even when you are asleep

Are you ready to consistently invest your time and are willing to learn new skills?

If the answer is yes, then the best way to go would be building your own website.


Wait, why do I need a website?

A website is your online property. Similar to real estate property, it can be used in many ways to generate income: you can open a store, rent out space (paid ads), create value and sell it.

There is even an easier way to start and it doesn’t involve any selling. We all know – people hate to be SOLD TO, especially if it’s done in an aggressive way based on their fears and cravings.

word help on the chalk board and a handWhat do people like and need? They are happy to be HELPED.

In our age, the Internet has become the first place we turn to for information when we look for HELP.

How to do something? What is the best product? Where can I get this? How much does it cost?

Billions of these types of questions hit the search engines every single day.

Build a website that helps people and you wouldn’t need to chase anyone to make a sale. People will come TO YOU, looking for the essential information. Give it to them, engage them and the money will follow.

Does it make sense now? Are you starting to see the potential? Is it something that may fit you?

I know, you have many “How can I” questions now. Let me answer some first and then I’ll recommend you the best, easiest and proven way to start.


How can I help people? I’m not an expert in any topic

Even if you don’t have a Ph.D. and are not a world-renowned expert in anything, probably there is something that you know better than other people. It can be related to a passion, education, some sort of special skill or a hobby you have. It could even be something you are just eager to learn yourself and have your audience along for this exciting journey.

This is called your niche. Learn more about choosing a niche.

handshake with hand out of laptop

How can I make money from a website?

There are multiple ways of making money from (or in other words, monetizing) your website, including advertising and creating your own products.

The easiest way for beginners is affiliate marketing. If you haven’t heard about it before, it means that you suggest a product to someone who might need it and if he or she buys it, you get a commission.

The product can be absolutely anything from a pair of shoes to a membership in a luxury golf club, from an e-book to a sewing course. Usually, you will be the one who provides all the essential information about this product, like a review or a comparison to other competitors. This is your added VALUE.

This business model is a triple WIN. A website visitor gets the information he needs. The product owner or manufacturer sells a product and gets revenue. The website owner (that’s YOU!) earns a commission.

There are affiliate programs in any niche, you just need to find them (don’t worry, I’ll provide help with that soon).


How to build a website? I have no coding skills!

html code screenNowadays, you don’t need any technical skills to build a website. The main technical pieces you will need are:

• A domain (your website name). You can buy one at for only$0.99 for the first year.

• Hosting (basically, the storage of your contents, designs, and data). One of the most popular options is

• A Theme (the visual look of your website)

• Security and optimization tools (plugins)

For a newbie, it might be challenging to understand even the high-level requirements.

Stay calm, there is a super easy solution that would cover these requirements in a few minutes. I’ll tell you about it very soon.


How can I attract people to my website?

The most important thing is to fill the website with insightful CONTENT that creates a real VALUE for your visitors. Help them to solve a problem, to find the information, to make a decision. Let them feel understood and important. Never undervalue their intelligence trying to mislead them just to make a sale.

Use good keywords (phrases that people might use when searching for information) in your content to signal the visitors what your post is about. There are great keyword tools to help you with this (I’ll mention one in a minute).

Search engines like Google, Bing, and Yahoo have developed sophisticated algorithms to evaluate the content and assign a ranking to all the posts. However, as important as keywords are, the critical part is the relevance of the website CONTENT. Google looks for the best solution to the problem posed by the user, not for a pile of keywords that don’t make sense.

Getting high rankings in search engines brings organic traffic to your site. This is called SEO, meaning Search Engine Optimization. The other traffic sources can be social media and paid ads (which are not really necessary, as many bloggers rely solely on the organic traffic and make a great living).

grammarly logoYou can learn how to attract traffic, it’s not rocket science. I’ll tell you where. Just bear with me.

If you have troubles with correct spelling or grammar, this can be easily resolved with Grammarly – an awesome FREE tool that you can use for any of your writing needs, be it a website content or just a letter to a teacher.


I want to start a website! How much does it cost?

If you go shopping for all the required technical parts that I mentioned before and for some type of training for building a website, you may need several hundred if not thousands of dollars.

But, as I’ve promised you previously, there is a way to start a business on a TINY budget. Here you go.

wealthy affiliate banner

There is a One Stop Shop Online University where you can get the best world-class training in building a website and utilizing it for affiliate marketing and other income. One of the best keyword searching tools, Jaaxy, is included as well.

In addition, it also covers all the technical requirements needed, as website building platform, themes, hosting, security and much more.

This fabulous platform is called Wealthy Affiliate. There are two types of membership you can get: free and premium.

Free Starter Membership will allow you to:

• Take the first “Getting Started” course, comprised of 10 step by step lessons, so you can understand the whole process of creating a money making website.

• Build your very first FREE website (even two!) and get a free hosting for unlimited time

• Use Jaaxy to learn keyword searching technics

• Ask all your questions in the knowledgeable and supportive community (7 days trial)

Your own blog that easily ranks on Google

• Affiliate program you can use to make money

Premium membership gives you much more:

• Access to all levels of training towards Online Entrepreneurship certification and other video and written training materials on various topics including building websites, attracting traffic, writing valuable content, visualization, social media engagement and much more.

• Free hosting for 25 websites, including WordPress, SSL security certificate and thousands of free themes.

• Unlimited access to the community, private messaging and live support 24/7.

You are invited to read my full review of Wealthy Affiliate to get all the details and check out success stories.

The price of Premium membership is $19 for the first month and $49 from the second month on. Personally, I prefer the yearly membership option for $359 (about $29 per month).

And the great thing is: there are no up sales! No paid upgrades ever.

You know in advance how much it is going to cost. The yearly price is fixed for you forever.

Every year, Wealthy Affiliate adds more services and features available for the members, without asking for more money.

The only additional payment you might need is for your own domain, but it’s just about $13-$15 per year.

You don’t need to decide on Premium membership now. You can take as much time as you need to check out the Free Starter membership first.

Are you an Action Taker?

Why don’t you click the button below and join Wealthy Affiliate as a Free Starter member? No strings attached, no credit card required. I’ll be there to personally welcome you and answer any questions.

Join Wealthy Affiliate

Let’s get your new business from home started today!


mocashforyou logo

Do you have any questions or comments? Please leave them below and I’ll reply as soon as possible.

Feel free to share this post with your friends on any social media. You can use the easy share buttons on this site.

If you enjoyed the post, please like it, share and follow me (greatly appreciated!):


My name is Mary and I'm the owner of MoCash For You.

10 thoughts on “How To Start A Business At Home On The Tiny Budget

  • October 2, 2018 at 3:12 pm

    Hi Mary,
    To be part of the WA family is quite helpful and I have found some interesting information here too. I am a month old but am able to see a lot of progress coming ahead as I continue learning this staff.

    • October 2, 2018 at 4:22 pm

      Hi Ernest,
      The first months can be overwhelming. So much information, it’s hard to digest and decide what to do next.
      Just follow the training, then you’ll add to it by more searches.

  • August 6, 2018 at 12:42 pm

    Hi Mary 🙂

    I too joined Wealthy Affiliate 1 1/2 years ago and have been hard at work since. There’s so much to learn and to accomplish and it really does entail hard work, discipline, patience, passion, and a desire for never quitting.

    This business as you put it is free to join but it only took me less than 5 days to go premium. I’ve seen Wealthy Affiliate grow from under 1 million members to over 3 million now.

    This is without a doubt the very best place to start a home business on a small budget. Find your passion, build your website, get traffic, and make money but remember helping others is the main objective and comes first.

    That’s what is taught here and why you can be successful. Thanks for some great information Mary! 🙂

    • August 6, 2018 at 6:35 pm

      Hi Rob,
      I wish I had found Wealthy Affiliate a couple of years ago. The good thing is that it’s never too late.
      Internet Marketing has unlimited potential and there is a place for everyone.
      It creates more value for anyone looking for information.
      Thank you for sharing your experience.

  • August 6, 2018 at 7:50 am

    Hi Mary.
    Great post and thanks for laying everything out so clearly. I have joined Wealthy Affiliate and after 6 months I was able to make my premium membership money back so I know that their training works.
    I like your point about having to invest in a business which I think is crucial. You can start for free but if you’re really serious about making it a business you need to invest in yourself. It’s not a lot – much less than trying to run a market stall, but the dividends and potential are much greater.
    And I agree too that it takes work – but everything in life takes some effort, focus and action to bring rewards.
    Thanks for sharing this with us.

    • August 6, 2018 at 8:30 am

      Hi Gail,
      Unfortunately, many people still don’t understand that no one is going to pay them for doing nothing. That’s how the markets work. Either you put in hard work and special skills or you risk your money. You can’t earn a profit without risk or work.
      Wealthy affiliate offers exceptional value for money. The best education for a song 🙂

  • August 6, 2018 at 1:32 am

    What a ton of educational information. Wonderful layout. You made this read almost like a power point presentation,very good.
    I like the fact that you were able to give valid examples and points for each type of personality.
    Bitcoin I have always shied away from one I never understood it and two it has always sounded too good to be true. In most of those scenarios if it sounds to good to be true it probably is.
    Great article

    • August 6, 2018 at 8:27 am

      Hi Cathy,
      I’m glad you liked my post. Bitcoin and binary options are the most popular traps. We should never invest our money in something we don’t understand. In this case, missing an opportunity is better than losing your own money.
      Thank you for the kind words.
      All the best,

  • August 5, 2018 at 10:01 pm

    Пока не всё понятно, сохранила для более внимательного ознаклмления.

    • August 5, 2018 at 10:05 pm

      Hi Alla,
      Thank you for reading, I know it took a lot of effort to translate it into Russian.
      I’m always here to answer any questions you might have


Leave a Reply

Your email address will not be published.

Social media & sharing icons powered by UltimatelySocial