These days, everyone wants to make money online, fast and easy from the comfort of the couch at home. Many people think that making this extra income is almost effortless when you find the magic website that will pay thousands just for sharing links on your social media.
I follow several Facebook “online money making” groups and always see new opportunities members are excited about before they receive any payment (for example, Kashtree). Some offers are more promising as they are presented along with the payment proof.
Recently, I’ve seen dozens of invitations to join Enjeo.com and quickly make about $20 as a direct deposit to your account. My gut feeling was that it sounds like a scam, but I decided to check it after one of my virtual friends recommended Enjeo in her great FB group where she helps people make money with various apps and websites. I googled for any Enjeo review and couldn’t find any, so I had to step up and test it myself.
Now I’m able to offer you my own experience and honest Enjeo.com review.
In this post, I’m going to tell you exactly how you can make the first $20.25 (and maybe more if you refer others) and why I think you should be VERY CAREFUL while doing it and even after you receive your payment.
Disclaimer: the contents of this post are my personal opinion based on online research and personal experience. The readers are responsible for their interpretation and actions.
What is Enjeo.com
Enjeo is a free Affiliate Program that allows people to make money from referring friends and selling subscriptions to several digital products (I’ll explain them in more detail later in this post).
There is no information about Enjeo.com owners, board members or directors, as well as about the location of Enjeo headquarters. Usually, companies are happy to tell their stories and give credit to the founders. In the “Affiliate Program Terms” document, the state of Nevada is mentioned for dispute resolutions, so we can assume that Enjeo’s offices are located in Nevada.
The company’s homepage doesn’t provide any information about the products. You have to sign up first before you see the list.
Enjeo Affiliate Program
Currently, Enjeo.com offers a lucrative affiliate program. As a limited time bonus, they promise to pay you $10 for each new affiliate or customer you bring into the system. This type of program is known for the ability to spread on the Web with enormous speed, as people try to get referrals and share the information on many social media sites.
Also, Enjeo promises to pay you 5% of all the revenue generated by your Affiliates. If you look at the products page, there are several digital plans sold for $1 (weekly) and the commission for them is listed as “up to $1.25” with frequency up to 6 months. It’s not clear to me how these figures correspond with 5%, but let’s leave it for now.
An Affiliate must be at least 18y old, who has US SSN or EIN. One account per person. Must reside in the US.
Enjeo Terms Update
These terms are going to change on November 7th, 2019. You will receive only $5 for each new affiliate that signs up with our referral link and enrolls their first Customer. If the customer stays for 30 days, you will receive additional $5.
The 5% residual income will be discontinued.
As you see, terms might change in the future (see Affiliate Program Terms), as this marketing strategy looks quite expensive.
Now, let me explain how you are supposed to make your first $20.25 from Enjeo.
Step One – Sign Up With Enjeo.com
As promised on the homepage, the signup process is quick and easy. Click on the link here and you’ll be taken to the signup form but better read this post to the very end before filling it and make an educated decision whether you want to join or not.
The initial data required for the sign up is first name, last name, and email address. On the next page, you’ll be asked to create a password and provide the full street address and bank account details (routing number and account number) to be used for future deposits.
Enjeo only offers direct deposit payments. There is no other cash-out option like PayPal or gift cards.
When I’ve signed up with Enjeo and provided one of my email addresses, no confirmation email was sent. It was a bit strange, as asking for email verification is a very common practice and required for GDPR compliance and other regulations.
After signing up you’ll be taken to Enjeo Dashboard. In the bottom right part of the screen, you’ll find a “Featured Product” section with your affiliate link to Roadside Assistance Mini Plan. Click on this link and continue to step two.
Step 2 – Sign Up For A Mini Plan
Clicking on the affiliate link will take you to one of the third-party websites. In my case, it was the scrshin.com website.
Here you should sign up with a different email address. This way the system would think it’s not the same person who signed up with Enjeo in Step 1. You can use any fake name you want. The idea is that Enjeo will count this as a product sale and you will be credited $10 for signing up a new Customer (or Prospect as they call it in their documents). Another $10 will be added for a new affiliate referral (yourself).
Now you should buy a mini road assistance plan and pay $1 with a credit card. The plan will charge you $1 every week if you don’t cancel it.
I’ve signed up for this plan, using a different email address and a fake name of my cat. I used my Chase card because I believe that in case of fraud, Chase has a great customer service and would be able to protect me. You can also try using any prepaid card like Simple, Chime, Netspend or PayPal card. I was not required to provide the mail address or my car model.
You will be credited with an additional $1.25 for this product sale, making your total balance $21.25.
Does it sound strange that you have to use two different email addresses to get paid? Is it considered valid? Good question.
One of my Facebook friends called Enjeo customer service to help her understand how to get the initial $21.25 reward. She told me that the representative was super friendly and explained to her how to use the second email address for road assistance sign up, so it will be considered as a new customer referral.
Great that the rep was so nice, BUT does it make sense that any company’s rep explains to you how to abuse his own company? In fact, by using this different email you refer yourself and this should be prohibited by any legitimate company. Why would Enjeo pay you for this? Are they that desperate to get your credit card information or just want to grow as fast as possible and are ready to pay for it? Frankly, I don’t have the answer.
Step 3 – Get Paid
If you completed the first two steps as described, you can expect to see a credit in your bank account in about 2 business days. At first, it will show up as a pending transaction. It should clear in a day or so.
Here is my payment proof from my bank statement:
Once your payment is cleared, go back to the road assistance site. Switch the button of the mini-program to “Off” if you don’t want to keep the product and be charged weekly. Also, remove your credit card from the record (click on Edit and Delete).
Set up some alerts to check your credit card transactions in the upcoming weeks to be sure you are not charged anymore.
Enjeo.com Digital Products
The digital products offered by Enjeo include several subscriptions provided by third-party websites, like ScCrsh.com, Scrshin.com, My3bBc.com, 3GldScr.com, CRScr.com, Svcgs.com and more.
All of them belong to the same group, Score Crash (alternative name Norscore Inc). I’m not sure if the same group owns Engeo.com, but it’s possible, considering that Enjeo’s Terms and Conditions document is written in the same language as the ToS on these sites.
Road Assistance Plans
Mini Road Assistance Plan includes 24/7 roadside towing (up to 5 miles only!), fuel delivery if you run out of gas, jump start for the engine, vehicle lockout, and flat tire change. All this is limited to 1 case per year and costs $1 per week ($52 per year). Your affiliate commission can be up to $1.25 (not clear under what conditions it can be less than that).
Ultimate Road Assistance plan covers up to 3 claims per year and costs $9.95 per month (about $120per year). If you sell this plan as an affiliate, your commission would be $20 one-time after 2 billing cycles.
I know that my regular car insurance from Geico includes road assistance as part of the policy. Probably some people are not aware of it and buy separate plans.
Realty Listing Mini Plan
This plan is supposed to provide the customer with tools to find real estate listings, promising to keep the records current and updated better than other sites.
The same cost of $1 weekly, same up to $1.25 commission to the affiliate.
I can’t find anything on the website to convince me that the data would be better than the free listings available on Zillow or Trulia sites.
Public Records Mini Plan
This mini-plan is supposed to provide you up to 10 public record reports per week in case you need to check someone’s background before meeting or hiring a new person.
The price is $1 per week as well and the affiliate commission up to $1.25.
Credit Monitoring Mini Plan
Credit Monitoring service offers to monitor one credit profile and send alert notifications for activities like new credit inquiry, account closure, exceeding the credit limit, etc.
Same $1 cost and up to $1.25 commission again.
Additional Programs Coming Soon
There are more programs expected to open: Identity protection and plans for small businesses.
Common Customer Complaints
As I couldn’t see why the digital products offered by Enjeo could be attractive, I decided to look for customer reviews and complaints on the third-party companies that manage the subscriptions.
The findings are mostly negative and disappointing.
All the websites mentioned above belong to Score Crash group (alternative name Norscore Inc) from New Hampshire. This group has a long history of complaints about unauthorized charges to people’s credit cards, mostly dated 2015-2018.
Here are some examples:
Some of the customers mentioned that their credit card information was passed to additional scammers who charged the accounts several times per day.
Score Crash (Norscore) group’s BBB accreditation was revoked by the Better Business Bureau on 08/29/2019 due to a failure to eliminate the reason for numerous complaints. Look at the Score Crash BBB page to learn more.
Here is a summary from BBB:
We all know that people can file complaints with or without a real reason. When the product is a subscription and offers a trial period, many folks forget to cancel on time and discover the charges, later on, feeling cheated. I can understand that.
However, I also believe that BBB is a trusted consumer organization that knows how to distinguish big issues from forgetful customers. Revoking the accreditation was probably for a good enough reason.
Enjeo.com Pros And Cons
What I like About Enjeo
#1 It’s free to join the affiliate program, at least for now.
#2 You get the first payment to your bank account in a couple of business days.
#3 Taking the word of my friend, Enjeo’s customer service is easily available and helpful. It can be reached via phone (call (833)-678-8770 Monday – Friday 9 am-6 pm).
#4 Current Affiliate program bonuses are very generous.
What I Don’t Like About Enjeo
There are some things I don’t like and find quite suspicious.
#1 Not enough information about the company is publicly available. I’d like to know the people behind this website, as the owners and CEO. I would check their business records to see if there are any successful or shady companies in their resume.
#2 You cannot see the products before signing up with Enjeo.
#3 No email confirmation is required to verify the signup. It means that someone can use your email and you wouldn’t know it. This is against the latest regulations.
#4 The support team is willing to help you to refer yourself, which is usually a violation of terms at other companies.
#5 The digital products are offered by third parties with a bad reputation (if we assume that Enjeo is not part of the same group as well).
#6 The products are not unique and some of them can be found on the web for free. There is no full policy you can read before signing up for any of these subscriptions. In my opinion, none of these products is needed.
#7 The main focus of the website is referrals and not real products. I don’t believe many members will make substantial money from selling the subscriptions. It’s all about referring new people to the system.
From my experience, this usually happens in pyramid schemes. Some of them succeed to survive for a long time (for example, see myEcon review here) using digital products as a disguise of their real nature. By the way, myEcon offers very similar things – road assistance, credit monitoring and repair, identity protection, etc.
How Enjeo.com Makes Money?
A good question that I can’t answer yet. The only thing I can think about now is that Enjeo will profit from the customers who pay for the subscriptions, either because they find something helpful in them or because they forget to cancel.
The lack of an understandable and sustainable business model is one of my major concerns about Enjeo.
Is Enjeo A Scam Or Legit?
Well, it depends on your definition of what a scam is.
Many people are going to ask me “How can it be a scam? I got my first $20 as promised”. This is not a scam of the same type as RainMoney or KashTree that never pays anyone. It’s more like a pyramid scheme where the first joiners get paid to create a reputation for real business. Remember the big hype around Workmines several months ago? It paid at the beginning till its sudden shutdown.
The point is that to survive, any business needs to provide a real product or service that people need and is worth the money. This is not the case with the bunch of generic subscriptions offered by Enjeo. They are not unique and don’t create real value for money.
Final Thoughts On Enjeo.com
My personal opinion about Enjeo.com is not too favorable. It may pay in the beginning, to attract more affiliates as they will be able to see payment proof at first. Later on, the company might change the business model and try to charge for some type of membership.
I would not be surprised to hear more complaints about unauthorized charges on customers’ credit cards. The payments to the affiliates may be delayed or frozen.
Don’t put too much hope in this platform, beyond making the first $20.25, if you are not into actively finding more people to do the same.
It’s up to you to decide. If you want to try – click here to sign up with Enjeo and make $20.25 today.
Don’t forget to follow the rules I mentioned above.
What To Do If You Already Joined?
If you already joined Enjeo but feel suspicious about it now, you should try to protect yourself:
1. Remove your credit card from the websites that run the offers, like mini road assistance, etc. Take screenshots of your request to remove the data
2. Call your credit card company and ask to block charges from any of these companies.
3. Closely monitor your credit card and bank account for any unknown charges. If you see any, contact your bank or credit card company immediately and file a fraud complaint.
Please share your comments and experiences withEnjeo.com in the comments. I’ll be happy to help.
Make sure to like my Facebook page – MoCashForYou– for daily tips on saving and making money.
Additional Ways To Make Money Online
I understand why you are looking for an easy way to make some extra income online. Everyone would like to earn money from home. If you want to get paid for completing offers and referring people, you can try Swagbucks and Inboxdollars.
Get Paid For Testing Apps From The App Store
If you are a US resident and iPhone user, you can make money for downloading and testing apps.
It’s very easy and pays to PayPal or with Amazon Gift card.
One of the easiest ways to start is online surveys sites. They are not going to make you thousands of dollars but can help with some bills. Here is a detailed post with the best sites and tips on how to make the most of them. Most of these sites aim at the US audience though.
One of my favorites is PaidViewpoint that never disqualifies you and always pays for your time.
Get Paid For Watching Interactive Ads
I recently started using Dabbl – a small app that pays you for watching the fun and interactive ads from brands that you might be interested to discover.
They also have some surveys and partner’s offers. My average reward from Dabbl is $5 per week.
They pay with gift cards, like Amazon Gift Cards and many others, starting from a minimum of $5.
Make Money From Any Receipt
If you live in the US, you can easily make money from ANY receipt with the CoinOut app.
It offers additional opportunities to earn as well, like partners sign-ups, sweepstakes, trivia and more
Read the full CoinOut review here.
Get Free Stuff From Amazon
Again, for the US residents only. You can just get FREE stuff from Amazon. It’s almost like making money, right?
Read this RebateKey Review to learn how.
Build Your Own Online Business
If you are ready to invest a lot of your time and build your own sustainable online business, I recommend you start with reading the following posts:
Want to get more financial tips from me? Sign up for my FREE email course called Financial BOO$T Camp. It will help you to get the most from your buck with many ways to save money and get control of your finances.