My Personal Favorite Free Apps and Online Tools

On this page, I’d like to share my favorite apps/websites that save me money or make my life easier. Most of them are FREE to use.

Personal Finance Management

Personal Capital – it’s a free tool that allows you to be on top of your financial health at a glance. You can securely link bank, investment and retirements accounts and receive tips for better retirement planning. It has both web and mobile options.

Billhunters – this website offers FREE negotiating of the bills for you. It works best with cable, satellite, cell phones, home security, and internet providers. There is a fee of 40% of the savings for the first year. You’ll never end up with an expense, as you only pay for successful negotiation. No savings – no charge.

Cashback On Online Shopping

TopCashback – this site offers the best cash back rates (guaranteed) and holiday Double Cash Back rates at thousands of online merchants. For more details check out my TopCashback full review.

Ebates – in addition to regular cash back on online purchases, this site has an option to link cash back offers to your credit cards and receive money for regular in-store shopping as well.

Paribus – this site monitors the prices of the items you’ve bought from various online retailers. Many stores offer price drop protection for specific periods of time after the purchase date. Paribus will automatically get you the adjustment if the priced dropped in time. There is absolutely no effort from your side, just give Paribus the access to the email where you get the receipts.

Grocery And Receipts Scanning Apps

Ibotta – $10 sign up bonus. The most popular grocery coupons app where you need to scan the receipts to redeem the offers. There are additional offers like cash back for online shopping and special bonuses as well.  (>>Ibotta full review)

FetchRewards – $2-$3 sign up bonus with code A9KJM. Get cash back for any receipt from any grocery store in the US, without a need to browse and activate rebates. Any purchased product from participating brands is eligible for a bonus. (>>FetchRewards full review)

SavingStar – the unique feature of this digital coupons site is the option to link your loyalty cards and get rebates without scanning receipts.  (>>SavingStar full review)

CoinOut – this app gives you money for ANY receipt, just download the app to your mobile and scan the receipts. Fast and easy. This is like finding nickels, pennies, and dimes every day. For US only.  (>>CoingOut full review)

Get Paid For  Surveys, Watching Video And Other Tasks

Swagbucks – $5 sign up bonus. There are many options to make money with Swagbucks. What I personally use the most are the Daily Poll and watching videos (I just activate in on Swagbucks app when I’m in WiFi area and let it run silently till it hits the daily limit)

Inbox Dollars – $5 sign up bonus. The most popular money making options on this website are reading emails and completing surveys. You also can use printable coupons and other offers to complete and make even more. (>>InboxDollars full review)

CashCrate – $1 sign up bonus. Another great site that pays for surveys and other tasks

Fusion Cash – Get $5 just for signing up and earn from answering surveys, completing offers, reading emails and more.

Beginner Blogger Tools

Wealthy Affiliate – this is a One Stop Shop for anyone who wants to start a blog and make money with affiliate marketing. It covers everything you need – website creation, hosting, security, content writing, SEO, online entrepreneurship course, and endless amount of training on any related topic. Free to join and take the first course. (>>Full review)

Grammarly – the world leading software to help you with writing in English without grammar, spelling and punctuation mistakes. Grammarly checks for more than 400 types of spelling, grammar, and punctuation errors, enhances vocabulary usage and suggests citations. Download FREE browser extension for Chrome, Safari, or Firefox.

Affiliate Networks I Use